When you use BaadMay to purchase eligible goods from a Merchant connected with Our Service, BaadMay’s Buyer Protection Policy provides you with the assurance that you reserve the right to contest disputes against any purchases made, given the product(s) ordered:
Please note that these conditions only apply on BaadMay’s end for any disputes filed. All disputes are to be filed with the Merchant and if in relation to any product sold by the Merchant, there is any contradictory clause, the Merchant’s product policies will override those of BaadMay.
In case of defective goods or those that do not meet the requirements stated by the Merchant, take note that this Policy does not apply if the goods you receive are accurately described by the Merchant but your expectations differ from the product received.
BaadMay’s Buyer Protection Program outlines the spectrum of coverage under which if you contest a dispute with the Merchant, and are entitled to receive an exchange or refund, BaadMay will be responsible to provide its associated services, to the extent defined by the Merchant on a case by case basis. It is to be noted that discussions and decisions rest between the Merchant and Buyer only, results communicated by the Merchant to BaadMay will be taken as the basis for any required action on our end.
Eligible purchases include only physical products sold or services by authorized BaadMay Merchants. This Policy does not cover the following ineligible areas of purchase:
With reference to any claims filed by you to the Merchant, if your Merchant updates your order it will be automatically reflected in our systems and updated on your Consumer Account, information accessible via the BaadMay app. For all product issues and concerns, you must contact the Merchant to resolve the problem.
All further policies regarding are a claim filed must meet those defined by the Merchant and you should refer to their relevant policies for the procedure, process, and requirement details.
Until decisions regarding disputes are settled, you will be charged by BaadMay for any due installments. However, if the Merchant acknowledges the claim and takes action accordingly, BaadMay will comply as instructed. If this includes a monetary refund, your installments will be reverted by BaadMay. However, if disputes are to be settled through any other means including but not limited to Merchant wallet credit, vouchers, or replacements, BaadMay plays no role there, Merchant will clear all settlements itself.
For the provision of its payment plans, BaadMay charges our customers a nominal fee to keep our services afloat. This allows us to run the platform and provide customers with an installment-based payment plan with ease.
Please note, that this fee is only acquired to balance out our cost of service provision, it is NOT an interest fee and our financial model clearly outlines for our customers that BaadMay is a Shariah-Compliant payment service. BaadMay ensures complete transparency for the customers by outlining all payment details at the checkout point, to ensure details of all transactions are available to our customers before they checkout.
BaadMay actively and continuously monitors and works to prevent, identify, and mitigate any fraudulent activity, to create a safe and secure environment for its Customers. We are dedicated to Consumer protection goals through thorough and regular identity and authentication checks. However, if you suspect that you have been a victim of any fraudulent activity, contact Customer Support immediately for further assistance. Please note this policy applies to fraudulent transactions and not issues and concerns with reference to purchased products.
When you contact Customer Support, please keep with you as much information about the order as possible on hand, including but not limited to, retailer name, date of purchase, order number, description of the goods, payment method used, and/or the date when the purchase first appeared on your card or bank statement.
The Fraud Protection Policy is not applicable where you:
These conditions may be updated from time to time to protect against abuse, help prevent and prosecute fraud or align with any associated requirements and guidelines issued by regulators or enforcement authorities.
If upon receiving your requests, required investigations carried out confirm you have been a victim of fraudulent activity and negligence was not exhibited on your part, BaadMay will refund the amount charged for the unauthorized purchases.
Outlined below are some steps you may take to protect yourself against fraud:
BaadMay is committed to meeting the highest quality of service standards and customer expectations. However, if you have any questions or concerns feel free to reach out to us:
Email: support@baadmay.com
Phone: 0304-1113135,
Whatsapp (only): 0305-2223639
Hours: Monday to Friday (12pm to 10pm)